BTL Prime
Affordability assessed at the higher of initial payrate or 5%.
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Greater affordability for your landlord clients requiring a simple income ratio proposition that doesn’t need to rely on additional personal or portfolio income.
Suitable for...
Limited Companies
Experienced Landlords
Landlords with Houses of Multiple Occupancy or Multi-Unit Blocks
Energy-conscious landlords
Lending criteria
Available up to 75% LTV
Assessed at the higher of initial payrate or 5%
Minimum property value requirement of £150,000
- Defaults and secured arrears acceptable if older than 36 months
- Unsecured credit arrears acceptable if accounts now up to date and there have been none in the last 12 months
View our Credit History Guide for full credit criteria details.