Buy to Let Calculator
Calculate your Debt Service Coverage Ratio (DSCR) to give you an indication of the amount we are willing to lend.
To find out how much your customer could borrow, if their existing portfolio is acceptable and whether we can improve on this DSCR figure using top-up income.
Years
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Buy to Let Results
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For higher rate tax payers, we take personal income and expenditure into account when considering the maximum loan available.
If the applicant has active personal credit, a Decision in Principle is required to obtain an exact figure.

Lending Criteria Product Guide Download as PDF
Key Information
  • Term:
    Years
  • LTV:
    %
  • Loan amount requested:
    £
Have a case to discuss gesture
Contact our BDM unit
New enquiries
0800 111 020
Existing cases
03444 99 00 11
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Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 3049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.