Large Portfolios
For your clients that are looking to grow their Buy to Let property portfolio.
Place your case Place your case
If your client is looking to grow their Buy to Let property portfolio we can help. Flexibility and expertise come together in our range of Experienced Landlord mortgages. We don’t want to put limits on your client’s aspirations so there’s no requirement for minimum incomes from existing landlords, and no property portfolio limits either.
Suitable for...
Portfolio landlords
Limited Companies
Full time landlords
Lending criteria
No minimum income required for existing landlords
No business plan required
Up to £2m lending with Kensington
Available on BTL Core and BTL Prime credit criteria
Further details
There is no overall portfolio limit. Maximum
portfolio size with Kensington is £2 million
(inclusive of fees). This is combined across
Residential and Buy to Let mortgages. A
maximum average LTV cap of 90% is applied
across a landlords entire portfolio (regardless
of size).
We require portfolio landlords with 4 or more properties to complete a portfolio summary. Please visit our documents page for our portfolio summary template.
The portfolio summary should only include properties owned by the individual/ legal entities applying for the
application. For instance if an application is in personal names only properties owned by those applicant(s) should
be included not those owned within an associated Limited Company and vice versa.
On BTL Core, excess portfolio affordability can be used to assist with affordability, for the applied for loan.