Guy joined Kensington as Head of Data in 2019. Since joining, he has expanded his remit to cover Digital and Technology, culminating in his current role as CIO responsible for all Digital, Technology and Data services.

During his time with Kensington, Guy has driven the adoption of cloud native technologies and championed the use of data within the organisation. Guy has over 20 years' experience in data and technology across several industry sectors.

Prior to joining Kensington, Guy was Head of Management Information at British Gas. Previously, Guy held data and analytics roles within British American Tobacco, Transport for London, Ricoh, Hewlett Packard and multiple telecommunication companies.

Simon is a Chartered Accountant with over 20 years’ experience in Banking and Finance. He has been with Barclays since 2007 and has held many different roles, most recently becoming both the Finance Director for Life Moments, as well as extending his remit to include Kensington CFO from July 2024.

Prior to Barclays he has held a number of roles within finance, including at the Ministry of Defence, GE and Genworth, covering audit, controllership, FP&A and leading Business Partnering/FD teams.

Outside of Finance, Simon has several years’ experience leading commercial teams – including responsibility for the commercial performance, pricing and lending policy across Barclays’ Mortgage, Savings and Insurance businesses.

Ali has over 30 years’ experience of working in the Financial Services sector and joined Kensington as Head of Lending Operations in 2016 to lead on all aspects of mortgage lending operations, including underwriting. Over time, her role was expanded to include Customer Servicing, Arrears Management and Change Management.

Prior to joining Kensington, Ali was the Director of Lending at Pepper UK, where she worked on the new lender proposition, and facilitated the process of getting them to new mortgage lender status in the UK. Ali worked for GE Capital in various credit and operational roles for 14 years, where she was responsible for multiple teams across multiple locations. These included underwriting and processing of all new mortgage applications, Customer Services, Collections, Loss Mitigation, and Asset Management.

During 2019 and 2023 Ali studied for her MBA at Ashridge Hult College.

Richard joined Kensington in August 2018.  He qualified as a lawyer whilst working for Dechert LLP and then moved to GAM UK in 2005, latterly as General Counsel (UK and Continental Europe), assuming responsibility for the compliance, company secretarial and legal functions leading a team of legal, compliance and company secretarial professionals.

Rachel has more than 25 years’ experience in financial services, starting her career working in operations for a Building Society followed by roles within Mortgage Lenders and Insurance Companies.

Rachel first worked for Kensington in 2004 as a Compliance Officer, assisting with the implementation of MCOB. In 2008 she moved to work for First Title Insurance plc, again in the capacity of Compliance Officer, working on the implementation of Solvency II as well as covering risk, compliance monitoring and advisory. She re-joined Kensington in 2018, overseeing the advisory function as Head of Compliance, and with her team supported all areas of the business.

In 2024, Rachel stepped up to take on the Compliance Director’s role, overseeing both the Compliance Advisory and Monitoring Teams.

Amir has been working in the financial services industry across New York and London since 1992. Since 2015, he has worked for Kensington Mortgages as Credit and Analytics Director. Amir is responsible for credit risk and policy, asset management and portfolio strategy. He and his team are also responsible for developing and maintaining the various analytics tools used for funding, operations and portfolio acquisitions for the Group.

Prior to that, Amir's experience was primarily in fixed income capital markets with investment banks in New York and London where he worked as a managing director responsible for structuring of ABS/MBS. Amir received a BA in Accounting in 1992 from North Carolina State University. He also received his MBA from New York University Stern School of Business in 1999.

Kieran has 23 years of risk experience, with the last 17 being with Barclays Bank UK, becoming their CRO for Secured Lending in June 2022. His remit extended to Kensington Mortgages from June 2023, where he is responsible for risk management for the whole business.

His previous roles have included Head of Risk Oversight for Barclays Europe, where he coordinated retail credit risk management across the European portfolios, the deployment of best practices and compliance with internal policies. He has also led the Consumer Lending credit risk team for Barclays UK, with primary responsibility for the development and maintenance of the credit originations strategy for the unsecured personal loan product, a role he held for 7 years.

Kieran started his career with Halifax, subsequently HBOS, where he held a number of roles in the credit risk team.

Richard joined Kensington as HR Director in 2014 and is responsible for recruitment, development, reward, engagement and organisation design and culture.

Prior to joining Kensington, Richard was the UK HR Director for Sun Life Financial of Canada. Previously, Richard held HR Director roles with Investec Bank, Marlborough Stirling and WSP.

Julie joined Kensington in 2021 with responsibility for the Project Management team.  Her remit was extended to include responsibility for the business analysis team before she assumed leadership of the Business Change function in 2023 to drive change and transformation across the business. 

Julie has 20 years’ experience in establishing and leading change in financial services, recruitment and consultancy, and logistics and distribution. Before moving into change management in 2004, Julie had extensive experience in retail banking and lending having managed lending operations teams and functions at GMAC for eight years.  Julie also worked at specialist lender Future Mortgages and spent eight years at the Halifax.

Emma joined Kensington in 2018 and prior to her appointment as Operations Director held roles including Head of Customer Services and Experience and Head of Lending where she focused on enhancing customer experience, introduced policy and system enhancements, and improved offer and completion capacity.

Emma has over 20 years’ experience in financial services, including having worked at a brokerage for seven years where she specialised in 2 nd charge lending.  Emma worked at GE Capital for eight years in various roles including leading a specialist lending underwriting and processing operation for 1st charge mortgages. She also led the outsourcing project as part of their business wind down to closure which the migration and remediation of the closed book, as well as training and operational oversight of the remote teams.