K-hub & Service Levels

Providing greater affordability for your landlord clients requiring a simple income ratio proposition.

The detail:

• Up to 70% LTV
• Assessed at the higher of initial payrate or 5%
• Available to Limited Company at the same rates
• Offered on our standard, green mortgages (eKo £1,000 cashback and eKo £500 Reward) and HMO/MUB ranges
• Appears as a separate product on sourcing systems: BTL Prime

   

Resi
Reduced rates on selected products from 82.5% - 95% LTV.

• 75% LTV | 2 year fix | 3% Fee | Free Val | 4.64%

Plus, we've launched two new HMO/MUB specials:

• 75% LTV | 2 year fix | 3% Fee | 4.75%
• 75% LTV | 5 year fix | No Fee | 5.84%

• Shared Ownership, HTB, RTB
• Select, Core, Resi 6 and Resi 12
• Special rates now from 4.99% (5 year fixed, 70% LTV, £999 fee).

• Special rates now from 3.89% (2 year fixed, 70% LTV, 5% fee).

Download our simple one-page guide to get all the information you need to know about our criteria on CCJs, arrears, defaults and more.

A handy guide with tips from our Underwriters to help you get it right first time when submitting your Residential and Limited Company applications.

A document highlighting all the different types of vulnerability, the importance of inputting this information on your client's application and the support we can offer your customers.