K-hub & Service Levels

We’ve put together a handy guide so you can see what documents we require depending on your application.

The first page is a submission checklist and page two includes some helpful hints and tips – all designed to help you get your clients’ case submitted right first time.

An innovative product that features lower rates during the initial 2 or 5 year fixed term by using the house builder's incentive towards the mortgage.

Suitable for first time buyers and home movers purchasing an eligible new build property from an approved house builder.

• Lower rates during initial 2 or 5 year fixed term
• Up to 90% LTV available
• Maximum loan £1.5m up to 85% LTV, £1m up to 90% LTV
• Select criteria applies

Available exclusively via approved brokers who are registered with Own New.

For more information on how to register and a list of approved house builders, please visit Own New.

Providing greater affordability for your landlord clients requiring a simple income ratio proposition.

The detail:

• Up to 75% LTV
• Assessed at the higher of initial payrate or 5%
• Available to Limited Company at the same rates
• Offered on our standard, green mortgage and HMO/MUB ranges
• Appears as a separate product on sourcing systems: BTL Prime

   

We’ve put together a handy guide so you can see what documents we require depending on your application. It also includes some helpful hints and tips – all designed to help you get your clients’ case submitted right first time.

Download our simple one-page guide to get all the information you need to know about our criteria on CCJs, arrears, defaults and more.

A handy guide with tips from our Underwriters to help you get it right first time when submitting your Residential and Limited Company applications.