K-hub & Service Levels

While footballers are scoring goals, we’ve released more rates to help you score big with your clients:

Residential - TWELVE new special rates for 90% LTV on our Select range, for purchase and remo, including:

• 5 year fixed, £999 fee, 6.44%
• 2 year fixed, £999 fee, 6.89%

Plus, we’ve lowered rates on our 90% LTV products for Hero, Professionals and eKo Reward.

Buy to Let (including Limited Company) - 3 new 75% LTV special rates and a new 2 year fixed rate now available:

• 5 year fixed, 3% fee, 5.09%
• 2 year fixed, 5% fee, 4.19%
• 2 year fixed, 3% fee, 5.04%
• 2 year fixed, £4,000 fee, 5.79%

We’re pleased to launch a number of new Special rates – get them while you can.

Professionals:
Following from our removal of max age at application, we’ve made this product available to more clients who meet the Professional range criteria and launched the following Special rates:

• 2 year fixed, 90% LTV, No fee, 7.19%
• 5 year fixed, 90% LTV, No fee, 6.79%

95% LTV Specials:
For your clients looking to make a purchase with a small deposit, we’ve launched the following rates all featuring £1,000 cashback and free valuation.

• 2 year fixed, 95% LTV, No fee, 7.69%
• 3 year fixed, 95% LTV, No fee, 7.39%
• 5 year fixed, 95% LTV, No fee, 7.19%

We have removed the age limit on our Professionals range, meaning more clients could benefit from this product and the enhanced affordability.

The following professions are eligible:

• Chartered accountants
• Actuaries
• Barristers
• Commercial Pilots
• Dentists
• Doctors
• Solicitor

• Reduced rates on Residential products up to 92.5% LTV, including our Select and Core ranges.
• Our new Mid LTVs are also included, with the rates now from 5.74% for 5 years fixed at 82.5% LTV with a £999 fee.
• Lower Buy to Let rates, including Limited Company, HMO/MUB and Core products.

For all rates and details, view our Residential Product Guide and Buy to Let Product Guide.

We've reduced the rates on our BTL Specials and added even more for your landlord clients:

• 2 year fixed, 70% LTV, 5% Fee, 4.15%
  
  
• 2 year fixed, 75% LTV, 3% Fee, 5.04%
• 2 year fixed, 75% LTV, 5% Fee, 4.54%
  
  
• 5 year fixed, 75% LTV, 5% Fee, 4.69%
• 5 year fixed, 75% LTV, 3% Fee, 5.09%

Introducing LTV solutions that provide more options for your residential clients. Designed to offer better rates so they only pay for what they need. Available across our Select range for Residential clients, with fee and no fee options, and fixed for either 2 or 5 years:

82.5% LTV
- 2 Year fixed | 6.27% with £999 fee or 6.52% with no fee
- 5 Year fixed | 6.07% with £999 fee or 6.17% with no fee
87.5% LTV
- 2 Year fixed | 6.74% with £999 fee or 6.99% with no fee
- 5 Year fixed | 6.47% with £999 fee or 6.62% with no fee
92.5% LTV (Purchase only)
- 2 Year fixed | 7.24% with £999 fee or 7.47% with no fee
- 5 Year fixed | 6.79% with £999 fee or 6.99% with no fee

We’ve released two new Buy to Let Specials, giving your landlord clients more options:

• 2 year fixed 5.39% 75% LTV, 3% Fee
• 5 year fixed 4.89% 75% LTV, 5% Fee

• Selected 90% LTV rates reduced by up to 55bps, ranges include Select, Professional, Heroes, eKo and Core
• Selected 95% LTV rates reduced by up to 35bps
• Arrangement fee on 90% and 95% reduced from £1,299 to £999

Lowest Select 90% LTV 2,3,5 year fixed rates are now 6.89%, 6.59%, and 6.44% respectively (all with £999 fee).

Lowest Select 95% LTV 2,3,5 year fixed rates are now 7.39%, 7.09%, and 6.94% respectively (all with £999 fee).

We’ve expanded our Shared Ownership product range, allowing your clients to borrow at 85% and 90% of the share price, in addition to the existing 95%, giving them more options and reduced rates.

Minimum share 25%, up to 75% LTV of the total market value.