K-hub & Service Levels
Latest news
GREAT NEWS TO KICK OFF 2024
All our Resi and BTL products (including Limited Company) now come with Cashback until 31st January 2024.
Standard cashback T&Cs apply to eKo products. Excludes Flexi Fixed for Term. We reserve the right to withdraw the offer at any time before 31st January 2024.
Selected Resi rates reduced by up to 75bps
- Select rates reduced by up to 31bps across 65% to 85% LTV products
- Core rates reduced by up to 70bps across 70% to 85% LTV products
- Large Loans, Young Professional, Hero, eKo, Right to Buy all reduced by up to 75bps
Our lowest rates are our
65% LTV Select Specials,
both with incentive options
including £500 cashback.
65% LTV | 5 YR FIX | 5.59% | £999 FEE
65% LTV | 2 YR FIX | 5.89% | £999 FEE
Plus, all our products now come with Cashback until 31st January 2024.
Residential updates
NEW low LTV Special rate with enhanced cashback
Free valuation and either £500 cashback or free legals for remortgage
REDUCED rates across Tracker mortgages
Up to 85% LTV, with free valuations added to all 75% and 80% LTV products
- 65% LTV | 5 YR FIX | 5.89%
- 65% LTV | 2 YR FIX | 6.19%
Free valuation and either £500 cashback or free legals for remortgage
REDUCED rates across Tracker mortgages
Up to 85% LTV, with free valuations added to all 75% and 80% LTV products
BTL Updates
NEW fixed rate Specials all including free valuations
75% LTV | 2 YR VARIABLE | 5.60% | 3% FEE | FREE VALUATION
REDUCED rates across Tracker mortgages
Up to 80% LTV, with free valuations added to all existing Tracker products
- 70% LTV | 2 YR FIX | 4.19%
- 70% LTV | 5 YR FIX | 4.79%
- 75% LTV | 2 YR FIX | 4.64%
- 75% LTV | 5 YR FIX | 5.04%
75% LTV | 2 YR VARIABLE | 5.60% | 3% FEE | FREE VALUATION
REDUCED rates across Tracker mortgages
Up to 80% LTV, with free valuations added to all existing Tracker products
More choices for Residential clients needing a larger loan size
For loans between £500k and £2million, for
either purchase or remortgage, we now have 3
year Fixed rate options, to go with our 2 and 5
year Fixed rates.
With lower rates than our Select range, your client has the choice of a set fee of either £1,499 or £1,999.
All our large loan mortgages come with a free valuation, and are supported by a dedicated team of experienced senior underwriters.
With lower rates than our Select range, your client has the choice of a set fee of either £1,499 or £1,999.
All our large loan mortgages come with a free valuation, and are supported by a dedicated team of experienced senior underwriters.
Residential Core specials
For those with defaults and arrears older than 24 months. For both purchase and remortgage, up to 70% LTV:
- 5YR Fix | £999 fee | 5.95%
- 5YR Fix | No fee | 6.15%
- 2YR Fix | £999 fee | 6.15%
- 2YR Fix | No fee | 6.59%
Buy to let specials
Two new specials added to our range, giving you more options for your landlord clients:
- CORE
Up to 75% LTV | 2YR Fix | £5k fee | 5.79% - CORE
Up to 75% LTV | 2YR Fix | 5% fee | 4.64% - HMO/MUB
Up to 75% LTV | 2YR Fix | 5% fee | 4.74% - CORE
Up to 75% LTV | 5YR Fix | 5% fee | 5.29%
More Special rates available – get them while you can
Residential remortgage rates up to 75% LTV, £999 fee with free valuation and either free legals or £500 cashback:
- Select: 2 year fixed rate 6.45%
- Core: 2 year fixed rate 6.65%
- Resi 12: 2 year fixed rate 6.85%
The Portfolio
Our new marketing campaign launches The Portfolio; six innovative mortgage bundles designed to make it even easier for you to find the right solutions for your clients.