K-hub & Service Levels

We have increased our 90% LTV range to include fee-paying options and introduced a range of 95% LTV Special rates.

95% LTV is for purchase only. Completion fees cannot be added to Residential applications over 90% LTV.

Reduced rates on selected Resi fixed term products up to 85% LTV with rates starting from:

65% LTV | 5YR FIX | 5.29% | £999 FEE| FREE VAL| £500 CASHBACK

65% LTV | 2YR FIX | 5.59% | £999 FEE | FREE VAL| £500 CASHBACK

 

*Free legals available for remortgage applications
**Excluding Right to Buy, Tracker and Flexi Fixed for term products

All our Resi and BTL products (including Limited Company) now come with Cashback until 31st January 2024.

Standard cashback T&Cs apply to eKo products. Excludes Flexi Fixed for Term. We reserve the right to withdraw the offer at any time before 31st January 2024.

• Select rates reduced by up to 31bps across 65% to 85% LTV products
• Core rates reduced by up to 70bps across 70% to 85% LTV products
• Large Loans, Young Professional, Hero, eKo, Right to Buy all reduced by up to 75bps
  

Our lowest rates are our 65% LTV Select Specials, both with incentive options including £500 cashback.

65% LTV | 5 YR FIX | 5.59% | £999 FEE
65% LTV | 2 YR FIX | 5.89% | £999 FEE

Plus, all our products now come with Cashback until 31st January 2024.

NEW low LTV Special rate with enhanced cashback

• 65% LTV | 5 YR FIX | 5.89%
• 65% LTV | 2 YR FIX | 6.19%

Free valuation and £500 cashback for purchase
Free valuation and either £500 cashback or free legals for remortgage

REDUCED rates across Tracker mortgages
Up to 85% LTV, with free valuations added to all 75% and 80% LTV products

NEW fixed rate Specials all including free valuations

• 70% LTV | 2 YR FIX | 4.19%
• 70% LTV | 5 YR FIX | 4.79%
• 75% LTV | 2 YR FIX | 4.64%
• 75% LTV | 5 YR FIX | 5.04%

NEW Tracker Special
75% LTV | 2 YR VARIABLE | 5.60% | 3% FEE | FREE VALUATION

REDUCED rates across Tracker mortgages
Up to 80% LTV, with free valuations added to all existing Tracker products

For loans between £500k and £2million, for either purchase or remortgage, we now have 3 year Fixed rate options, to go with our 2 and 5 year Fixed rates.

With lower rates than our Select range, your client has the choice of a set fee of either £1,499 or £1,999.

All our large loan mortgages come with a free valuation, and are supported by a dedicated team of experienced senior underwriters.

For those with defaults and arrears older than 24 months. For both purchase and remortgage, up to 70% LTV:

• 5YR Fix | £999 fee | 5.95%


• 5YR Fix | No fee | 6.15%


• 2YR Fix | £999 fee | 6.15%


• 2YR Fix | No fee | 6.59%

Two new specials added to our range, giving you more options for your landlord clients:

• CORE
  Up to 75% LTV | 2YR Fix | £5k fee | 5.79%
• CORE
  Up to 75% LTV | 2YR Fix | 5% fee | 4.64%
• HMO/MUB
  Up to 75% LTV | 2YR Fix | 5% fee | 4.74%
• CORE
  Up to 75% LTV | 5YR Fix | 5% fee | 5.29%

For purchase and remortgage, and also available for Limited Company.